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Terms of Service

The rules of the road for using GritIQ. Plain-English where we can, precise where we have to be — read before you trade with us.

Last updated: March 24, 2026
On this page
  • 01 — Acceptance of Terms
  • 02 — Nature of the Service
  • 03 — User Responsibilities
  • 04 — Phantom P&L
  • 05 — Subscriptions & Payments
  • 06 — Limitation of Liability
  • 07 — Intellectual Property
  • 08 — Termination
  • 09 — Governing Law
01

Acceptance of Terms

By downloading, installing, or using GritIQ (“the App”), you agree to these Terms of Service. If you do not agree, do not use the App. The App is operated by GritIQ (“we”, “us”, “our”).

02

Nature of the Service

GritIQ provides educational pattern-based trade alerts, behavioural analysis, AI coaching, and journalling tools. GritIQ is not a financial advisor, broker, or dealer. No content in the App constitutes financial, investment, tax, or legal advice.

All trade alerts are generated by algorithmic pattern recognition and are intended for educational purposes only. Past performance does not guarantee future results.

03

User Responsibilities

  • You must be at least 18 years old to use the App.
  • You are solely responsible for your own trading decisions and any resulting gains or losses.
  • You agree not to reverse-engineer, redistribute, or commercially exploit the App’s content or algorithms.
  • You agree to keep your account credentials secure.
04

Phantom P&L

“Phantom P&L” is a simulated tracking feature that calculates what a trade alert would have earned or lost based on market prices. It does not represent actual money, real trades, or account balances. It is an educational tool to help you evaluate alert quality.

05

Subscriptions & Payments

GritIQ offers free and premium tiers. Premium subscriptions are billed through Apple’s App Store or our web checkout. Subscription terms, pricing, and renewal policies are displayed at the time of purchase. Refunds are subject to Apple’s refund policy or applicable web checkout terms.

06

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GRITIQ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR TRADING OPPORTUNITIES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

07

Intellectual Property

All content, algorithms, branding, and UI design in GritIQ are owned by GritIQ. Your journal entries and personal data remain yours — we claim no ownership over user-generated content.

08

Termination

We may suspend or terminate your access if you violate these terms. You may delete your account at any time by contacting support@gritiq.app.

09

Governing Law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

See also our Privacy Policy for how we handle your data, or email support@gritiq.app with any questions.

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